Blog Layout

Why Personal Injury Claims Might Get Rejected

Matt Matthews • September 10, 2024
closeup of a personal injury victim

Why Personal Injury Claims Might Get Rejected

Personal injury claims can be challenging, and there are several reasons why they might get rejected by insurance companies. It is important to ensure you receive the full compensation the law allows to cover your losses, so you should never simply accept a wrongful denial of your injury claim.


If your claim is denied, immediately seek legal representation from a trusted Alabama personal injury attorney. Further, if you have been injured and are considering filing a personal injury claim, a lawyer can help reduce the chances of a wrongful denial.


Reach out to the Law Office of Richard F. Matthews, Jr. for trusted guidance and assistance.


The Insurance Company Blames You for the Accident

One reason why a personal injury claim might get rejected is if the insurance company blames you for the accident. Insurance companies only cover personal injury claims in Alabama when their policyholders are completely at fault, so they often try to shift the blame onto the injured party in order to avoid paying out compensation


They may argue that your own negligence or failure to follow safety protocols caused the accident. This tactic is used to undermine your claim and reduce or eliminate the amount of compensation you are entitled to. 


Having a skilled Alabama personal injury lawyer handling the process can help counter these claims and build a strong case to prove that the accident was not your fault.


The Insurer Alleges there was Another Cause of Your Injuries

Another reason why your personal injury claim might be denied is if the insurer alleges that there was another cause of your injuries. As a claimant, you must connect your injuries to the accident in question to obtain compensation. 


Insurance companies often try to discredit your claim by arguing that your injuries were not caused by the accident but by a pre-existing condition or another unrelated incident. 


The right Alabama personal injury attorney can challenge these allegations by presenting medical records, expert opinions, and other evidence to establish a clear link between the accident and your injuries.


You Have Insufficient Evidence of Liability or Your Losses

Insufficient evidence of liability or losses is another common reason why personal injury claims get rejected. To successfully pursue a personal injury claim, you need to provide evidence that demonstrates the other party's negligence or wrongdoing was the cause of your injuries. Without sufficient evidence, the insurance company may argue that there is a lack of liability or that your losses are not substantial enough to warrant compensation. 


An Alabama personal injury lawyer can help you gather and present the necessary evidence to support your claim, such as accident reports, photographs, expert testimony, and other relevant documentation.


Contact an Alabama Personal Injury Attorney Immediately

Dealing with a claim denial is stressful, but you can often get compensation after a denial with help from a personal injury lawyer. A skilled lawyer can also help from the start of the process to avoid a denial to begin with. Contact The Law Office of Richard F. Matthews, Jr. for a free consultation today if you believe you have an injury claim.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. These recoveries and testimonials are not an indication of future results. Every case is different, and regardless of what friends, family, or other individuals may say about what a case is worth, each case must be evaluated on its own facts and circumstances as they apply to the law. The valuation of a case depends on the facts, the injuries, the jurisdiction, the venue, the witnesses, the parties, and the testimony, among other factors. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. 


The Law Office of Richard F. Matthews, Jr. serves Montgomery County, Pike County, Elmore County, Autauga County, the River Region of Alabama and throughout the State of Alabama, including Montgomery, Troy, Wetumpka Prattville, Selma and Tuskegee. No attorney-client relationship is established by requesting a consultation or emailing Attorney Richard F. Matthews, Jr.. Information submitted in such communication is not privileged and may be subject to disclosure. 

Alabama's Fault Laws in Auto Accidents
By Matt Matthews December 12, 2024
Understand Alabama's car accident fault laws, including the strict contributory negligence rule, and learn how an experienced attorney can help you secure compensation. The Law Offices of Richard F. Matthews, Jr., specializes in investigating accidents, negotiating with insurance companies, and litigating claims to protect your rights. Schedule a free consultation today to get expert legal guidance and peace of mind.
How to defend drug trafficking charges in Alabama
By Matt Matthews December 12, 2024
Learn about defending against drug trafficking charges in Alabama, including potential legal defenses like illegal search and seizure, lack of knowledge, and entrapment.
What if another party lies about an accident
By Matt Matthews November 20, 2024
Learn what to do if another party lies about an accident that caused you harm. Discover steps to protect your rights, spot inconsistencies, and seek justice with the help of an experienced personal injury lawyer in Montgomery, Alabama.
Difficulty of motorcycle and scooter claims
By Matt Matthews November 20, 2024
Learn why motorcycle and scooter accident claims are challenging and how a skilled attorney can help. Discover key risks, insurance company biases, and the importance of expert legal representation to secure fair compensation.
A man is sitting in front of a judge in a courtroom wearing a fbi shirt.
By Matt Matthews October 10, 2024
Experienced federal crime defense attorney in Alabama, providing skilled representation for serious charges like drug trafficking, fraud, and weapons offenses.
A man and a woman are standing in front of a judge in a courtroom.
By Matt Matthews October 10, 2024
Experienced wrongful death attorneys in Montgomery, Alabama, provide compassionate legal support to families seeking justice and compensation after a tragic loss.
A doctor is holding a tablet with an x-ray of a foot.
By Matt Matthews September 25, 2024
Wondering if you need to repay your health insurance after a personal injury settlement? Discover the complexities of reimbursement, policy terms, and why consulting an experienced personal injury attorney is essential to protect your rights.
A man is driving a forklift in a factory carrying a pallet of kegs.
By Matt Matthews September 25, 2024
Suffering from an industrial accident in Alabama? Learn about workers' compensation laws, navigate the claims process, and get the support you need after life-changing injuries and devastating consequences.
Show More
Share by: