What to Do on a First Settlement Offer for a Car Accident Injury

Getting injured in a car accident can result in significant losses, both financial and emotional. Dealing with the aftermath of a car accident can be overwhelming, especially when it comes to negotiating a settlement with the insurance company. Fortunately, when you retain a lawyer, they will handle the legal aspects of your case and communications with the insurance company.

If you have suffered an injury in a car accident in Montgomery, Alabama, the Law Office of Richard F. Matthews, Jr., LLC, is here to help you. 

Car Accidents Can Result in Significant Losses

Car accidents can leave you with not only physical injuries but also emotional trauma and financial burdens. Medical bills, lost wages, property damage, and pain and suffering are just a few of the losses you may experience after a car accident. It is essential to understand the value of your case and the potential compensation you may be entitled to. Here's where a lawyer can help.

First Offers are Rarely Adequate

When the insurance company makes a first settlement offer, it is crucial to approach it with caution. Insurance companies are businesses, and their primary goal is to minimize how much they pay out on every claim they get. As a result, the first offer they make is typically not enough to cover your losses adequately. It is likely in your best interest to reject the first offer and consult with a lawyer who can evaluate your losses and determine the true value of your case.

Importantly, you only get one chance to settle. Once you accept an offer, it is highly unlikely that you can obtain more compensation for your accident. That’s why it’s so important to work with a lawyer after an injury-causing crash.

A Lawyer Can Protect Your Rights 

Navigating the legal and insurance systems can be complicated and overwhelming, especially when you are dealing with physical and emotional injuries. Having a lawyer by your side can alleviate the stress and ensure your rights are protected throughout the process.

Here's how a lawyer can help:

• Evaluate Your Losses – A lawyer can assess the full extent of your losses and determine the fair value of your case. They will consider all relevant factors, such as medical expenses, future treatment costs, lost wages, and pain and suffering.
• Negotiate on Your Behalf – Insurance companies have teams of adjusters and lawyers working to minimize their payout. A skilled lawyer can level the playing field by negotiating with the insurance company on your behalf. They will fight for your best interests and strive to secure a fair settlement.
• Handle the Legal Process – Dealing with legal paperwork, court filings, and negotiation tactics can be overwhelming, especially when you are trying to recover from your injuries. A lawyer will handle all the legal aspects of your case, allowing you to focus on your recovery.
• Advocate for You in Court – While the vast majority of car accident cases are settled outside of court, some may require litigation. In such situations, a lawyer will represent you in court, presenting a strong case and advocating for your rights before a judge and jury.

Remember, the insurance company's primary goal is to pay as little as possible. By having a lawyer on your side, you can ensure that your rights are protected and you receive the compensation you deserve.

Call a Montgomery Car Accident Attorney Today

If you have been injured in a car accident in Montgomery, Alabama, don't navigate the complex legal process alone. The Law Office of Richard F. Matthews, Jr., LLC has over 20 years of experience representing clients in car accident injury cases. 

We have recovered millions of dollars for our clients and are ready to fight for your rights. Please contact us to schedule a free consultation with a skilled Montgomery car accident attorney. Let us handle the legal complexities while you focus on your recovery and getting your life back on track.